Showing posts with label Business of the Month. Show all posts
Showing posts with label Business of the Month. Show all posts

#WritingWithPurpose: Thrive!...Affordably by Jennifer Streaks

Thrive!...Affordably by Jennifer Streaks
Life is meant to be enjoyed, but let’s be honest: It’s almost impossible to live a life of abundance when you are drowning in a sea of debt and suffering under the strain of financial struggle. So many people are not free to enjoy life simply because they don’t have control over their finances. As a result, they go through life surviving and not truly living.

Thrive!...Affordably, takes the headache and the guesswork out of financial management. It is a monthly “how-to” designed to help the reader meet financial goals one step at a time. The book offers tips, advice, and basic financial management lessons geared towards helping the reader highlight strengths, identify missteps, and take control over finances. If you are looking for a way to permanently free yourself from debt, this book is for you. Jennifer Streaks takes the mystery out of management, making financial freedom attainable for anyone willing to do the work.

You deserve to live your best life. Don’t just survive...Thrive!

Purchase Thrive! ... Affordably: Your month-to-month guide to living your
BEST life without breaking the bank by Jennifer Streaks
Link: http://amzn.com/0692625941  



About the Author
Jennifer Streaks, an Affordable Lifestyle Expert, started her career working in financial compliance for major banking institutions. In 2005, when the economy started a downward spiral and the housing bubble burst, Jennifer, armed with an MBA, found herself at the center of the storm helping individuals save their homes and pay off their credit card debt.

Jennifer has been on every major TV and radio network (MSNBC, FOX, Fox Business, AlJazeera, CCTV, MarketWatch) and has been published in several national magazines providing practical financial advice that everyone and anyone can immediately put to use to see a change in their financial picture. She has also been called on to report on major financial changes and disruptions such as the foreclosure mess, changes in credit card rules, the increase in prepaid debit card usage and the continued shortage of jobs and the impact on the economy.

Consistently, described as “highly intelligent, witty & easy to work with, Jennifer has earned a law degree from Howard University School of Law and an MBA from The Johns Hopkins University Carey School of Business.

Follow Jennifer Streaks, MBA, Financial & Affordable Lifestyle Expert
http://www.JenniferStreaks.com 


 
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Intimate Conversation with Harrine Freeman

Intimate Conversation with Harrine Freeman



Harrine Freeman is an authority on personal finance with over 10 years of experience under her belt. Freeman is a financial counselor, CEO of H.E. Freeman Enterprises and Author of "How to Get out of Debt: Get An “A” Credit Rating for Free," a self-help book on credit repair that provides consumers with a step by step plan on how to get out of debt, increase their credit rating and plan for the future.

She has impacted the lives of thousands of people in the United States through public speaking engagements and financial counseling. She is called upon by business owners, CEO’s, celebrities, students, teachers, sororities, fraternities, displaced workers, veterans and families. She helps client's prepare for financial freedom, by providing useful advice, resources and the tricks of the trade to ease concerns and really steer clients in the right financial direction.

She is a member of Credit Professionals International, American Association of Daily Money Managers, American Association of Individual Investors and National Speakers Association. She has been featured in: Featured in Market Watch, Wall Street Journal, Forbes,The Washington Post, NASDAQ, Huffington Post, MSN Money, Black Enterprise, Essence Magazine, Ebony, Woman’s Day magazines.


BPM: Tell us about the book, How to Get Out of Debt: Get an “A” Credit Rating for Free Using the System I’ve Used Successfully With Thousands of Clients Revised.
How to Get Out of Debt: Get an “A” Credit Rating for Free is my second non-fiction self-help financial book. It provides practical information to help readers assess and resolve their financial situation, no matter what their financial issue – debt, credit, budgeting, saving or planning for the future. The book provides information on critical financial issues affecting many Americans which will help to ensure Americans remain on the right path to financial success now and in the future.

BPM: What can readers expect to get out of the book? 
The book covers various financial topics such as: How to Repair Your Credit on Your Own, How to Pay Down Debt, How to Create and Maintain a Budget, How to Save and Invest, How to Buy a Home, How to Pay Off Student Loans, and Identity Theft. It provides easy to follows tips, sample letters, spreadsheets and tons of resource information listed by state as well as definitions and other tidbits of lesser known financial information.

The primary message in the book is that no matter what financial setback you have experienced you can overcome it. It may seem that there is no light at the end of the tunnel but there is because I have personally experienced it and overcame many financial struggles. I was unemployed three times and was considering filing bankruptcy and overcome it and you can too!

BPM: What's your favorite chapter in the book?
My favorite chapter in the book is on Credit. I love helping people with credit because when you have good credit you have so many options available to you. “Remember that credit is money, just not yours. – Harrine Freeman


BPM: Where can readers get a copy of previous book, How to Get Out of Debt: Get an “A” Credit Rating for Free?
Readers can order now on Kindle, Nook, iTunes, Sony eReader and www.ebookit.com. To learn more about the book, you can also visit the website, www.hefreemanenterprises.com.


BPM: How did you get to be where you are in your life today?
My journey began in college. By the time I graduated I had 13 credit cards. When I started working my first job I was earning $21,000 and owed $19,000 in debt. I lost my job and was unable to make the monthly payments. I was able to regain employment and got a part-time job. I put myself on a strict budget – I didn’t go out to eat, buy any new clothes, go to the hairdresser or hang out with my friends. I took public transportation and took my lunch to work every day. It took 4 years but I was able to pay everything off and restore my good credit rating. I then began helping family and friends. Next I got financial training and became a financial counselor. Then I wrote my book to prevent others from making the same mistakes I did. I now provide financial literacy education to youth and adults and provide one-on-one financial counseling.

BPM: Could you tell us something about your most recent work?
Yes. I am currently working on my second self-help financial book entitled, “How to Get Out of Debt: Get an “A” Credit Rating for Free Revised” available in April 2015. The book covers various financial topics such as: credit, debt, budgeting, How to Invest, How to Buy a Home, How to Pay Off Student Loans, How to Establish Business Credit and How to Survive a Financial Crisis.


BPM: Why should readers buy your book?
People should read my book because it is an easy read; there are no complex financial terms that you have to get a dictionary to understand. There are tons of easy to follow tips on how to overcome different financial challenges as well as information on how to create a budget, pay down debt and negotiate with creditors. The message I want to share with readers is don’t give up. No matter how bad it may seem right now you can overcome your financial situation.

BPM: What do you think makes your book different from others on the same subject?
In many cases other authors do not have personal experience with credit or debt or write books using complex financial terms. What makes my book different is: simplicity, ease of reading, unknown or hidden information consumers are not aware of, and my personal experiences with credit and debt. The message I want to share with readers is that there is no gimmick to my book. I state the facts and provide information to help readers who are facing various financial challenges.

BPM: What projects are you working on at the present? 
I am working on ideas for a third self-help financial book and writing my autobiography which are both untitled.


BPM: How can readers discover more about you and your published works?  
My books can be found online at:
http://bit.ly/GzvFRk      (Nook)
http://bit.ly/1ftdKd1      (iTunes)
http://amzn.to/TKNlPl   (Kindle)
http://bit.ly/ZGJy9w      (Kobo)

 
 

 

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How to Get Out of Debt Get an “A” Credit Rating for Free by Harrine Freeman

How to Get Out of Debt
Get an “A” Credit Rating for Free
by Harrine Freeman

 
 
Do you want to stop living paycheck to paycheck, stop harassing creditor calls, get out of debt or increase your credit score? Do you have a financial advisor or financial coach? Well now, you can be your own financial advisor. The fastest way to your financial success is getting advice from someone who has experienced the same financial issues you are going through – losing a job, considering filing for bankruptcy, working two jobs, bad credit, debt, repossession, and more.

I was once $19,000 in debt only making $21,000 a year and was successfully able to get myself out of debt without filing for bankruptcy. Each day you procrastinate is one more day you go deeper into debt and one more day closer to legal action being taken against you.

My book, How to Get Out of Debt: Get an “A” Credit Rating for Free will give you new insight, a plan for managing your finances and provide clarity on how to improve your financial situation. Credit affects several aspects of your life and is used for employment so it is critical that you maintain good credit. Credit should be used as a secondary not a primary form of payment.

You will learn how to repair your credit for free and get out of debt without filing for bankruptcy or going to a credit counseling agency. The book includes: strategies to increase your credit score, methods to get out of debt, practical ways to manage your money, sample letters to fix errors on your credit report, sample letters to negotiate with creditors, financial worksheets, financial tools and much more!


Book Reviews for How to Get Out of Debt
"Like many Americans, Harrine Freeman, has been through credit difficulties. But not only has she turned her situation around, she has gone on to help others do the same with her straightforward guide to better credit, How to Get Out of Debt: Get an "A" Credit Rating For Free. Her book is here at a time when so many people need this kind of help."
--Gerri Detweiler, consumer advocate and author of The Ultimate Credit Handbook


"How to Get Out of Debt: Get an "A" Credit Rating For Free by Harrine Freeman is full of practical advice on where to file complaints, sample letters, spending plan spreadsheets, statute of limitations time periods, and much more. For the past five years, Ms. Freeman has been the CEO of a credit repair and money management company, so she knows what she is talking about".
-- Alan Caruba, Editor, Bookviews.com
“This is a must read…that will empower readers to reevaluate their spending habits and become focused on securing their financial future”.
-- Books2Mention Magazine


"When I first opened it, I sighed, wondering how it could be any different from the advertisements that come on after hours, promising all the information in the world for just $19.95, and offering you no more than what you already knew and never implemented. As you can tell from the review, I have struggled from undergraduate debt; I know this merry go round well. Three hours later, I had devoured Ms. Freeman's guide, tucking it on my shelf of "very necessary day-to-day living" reading. No doubt, folks, this one is a keeper".
-- Read Zone Book Reviewers


I have read several books on this subject, and this is the first one that actually offers a reasonable and achievable solution. Harrine Freeman talks about the ‘grand scheme’ but actually uses small and attainable goals. Essentially you can ‘Nickel and dime’ your way out of debt.
-- Simon Barrett, Author Blogger News Network

Chapter Excerpt: How to Get Out of Debt: Get an “A” Credit Rating for Free Revised

The country experienced another financial crisis in October 2013 - the government shutdown which lasted for 2 ½ weeks causing approximately 800,000 employees to be furloughed. The shutdown also affected small business owners, contractors, consultants, social service companies or nonprofits that receive federal funding, social service programs, and state governments.

We can no longer depend on the government for assistance. As individuals we must take accountability for our actions. We spend the most money per person/family than all the others countries in the world. We have become so obsessed with things and using credit that we have become addicted to shopping. No one would ever admit to it but we have.

What happened to the days when you only purchased items that you could afford? These are the things our parents and grand-parents are familiar with. If you wanted to buy a home you had to save your money for a down payment and have a really good credit score otherwise you would be quickly escorted out the doors of the bank for wasting their time.

Money can make people do crazy things. A major factor of the mortgage industry failure was due to greed. I would like to ask Wall Street and the mortgage and banking industry professionals, was it worth it, was the greed and fraud used to make millions of dollars’ worth it. No, it was not. The saying “an honest day’s work for an honest pay” no longer applies to America. Other countries now look down on us and laugh. Our country is the butt of many jokes.

It is disappointing that a catastrophic event like the recession and government shutdown had to occur to bring the country back to reality. Unfortunately, some Americans are still in denial about their financial situation and are holding on for dear life to their “things”. If you own a home, car, boat or investment property and can’t bear the thought of losing it because you can’t afford to make the payments. Stop, take a deep breath and just let it go – let go and rid yourself of the stress, headache, heartache, worry and anxiety of trying to figure out how to make the payments or catch up on payments you have missed. Losing “things” should not make you feel sad, depressed or angry. Losing “things” should teach you a valuable lesson – things have no value, but your life does so live your life to the fullest.

Do things that have value such as community service, spending time with you family, getting an education, learning a new skill or hobby, starting a business that provides a desperately needed service, and focusing on what’s really important - knowing yourself and loving yourself. No matter what method you choose to change your lifestyle and spending habits you must make a permanent lifestyle change.

( Continued... )

© 2015 All rights reserved. Book excerpt reprinted by permission of the author, Harrine Freeman. Do not reproduce, copy or use without the author's written permission. This excerpt is used for promotional purposes only.


Purchase How to Get Out of Debt: Get an a Credit Rating for Free Using the System I've Used Successfully With Thousands of Clients: 
 
http://www.amazon.com/How-Get-Out-Debt-ebook/dp/B004KKXR5Q



Meet the Author
Harrine Freeman is an authority on personal finance. She is a financial counselor, CEO of H.E. Freeman Enterprises and Author of "How to Get out of Debt: Get An “A” Credit Rating for Free," a self-help book that provides a step-by-step plan on how to get out of debt, increase credit scores and plan for the future.

She has impacted the lives of thousands through speaking engagements and counseling. She helps client's prepare for financial freedom, by providing useful advice to steer clients in the right direction. 
She is a member of Credit Professionals International, American Association of Daily Money Managers, American Association of Individual Investors and National Speakers Association.

Harrine has been featured in: Featured in Market Watch, Wall Street Journal, Forbes,The Washington Post, NASDAQ, Huffington Post, MSN Money, Black Enterprise, Essence Magazine, Ebony, Woman’s Day magazines.


 
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Featured Article: Overcoming Personal Stress with Pending Uncertainty


Overcoming Personal Stress with Pending Uncertainty


Do you know what the future holds in 2014 for you? Are you now dreading the new year with more demands on the job, an unconcerned boss about your personal welfare, and new threats of pending layoffs? All of these things create stress and anxiety for working professionals as the new year begins. Many smart buyers do not want to overspend in this economic crisis, creating a situation where the economy recovers even slower. Leadership strategists offer advice to working professionals to reduce stress related to all the uncertainties in 2014.

Sadly, our standard of living is eroding. Families cannot make ends meet despite working multiple jobs. Companies are demanding more. It is no surprise that folks are stressed out. According to the third annual Work Stress Survey, conducted by Harris Interactive on behalf of Everest College, more than eight in 10 employed Americans are stressed out by at least one thing about their jobs. Additionally, the study showed poor pay and increased workloads were top sources of concern for many employees (1,019 surveyed by phone). The results produced a significant increase (73% to 83%) from last year's survey, which found that more employees were stressed at work.

Another holiday season has come and gone. After the presents have been given out and the year comes to a close, many people will reminisce about the past year. Sadly, some people's lives will be filled with many defeats, broken relationships, and unfulfilled dreams. These many setbacks may be relatively minor in nature.

Depression can happen to anyone. Christian Maslach and Michael Leiter, authors of The Truth about Burn-out, explain how stress can burn out people and impact their mental state. In fact, many professionals are succeeding in the corporate environment while failing miserably at their own personal relationships. If you are human, you will experience some disappointments. It does not take a genius to understand how someone can get depressed. Some call it a "Pity Party."
 
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Year In Review: Black Authors Network


Black Authors Network Literary Show

 

LIST OF OUR TOP RATED INTERVIEWS AND PANELS


The Black Author Network (BAN) Radio Show is a weekly online radio show that features authors and literary leaders three times per week to give the readers a blast of knowledge, wisdom, and empowerment. Our philosophy is one of positive self-image and community empowerment. We are dedicated to promoting the advancement of multicultural, diverse genres books in all aspects of business and social networking.

Using author interviews as the theme for each show, book lovers get a first-hand look at the "behind the book" news, as the authors and host, Ella D. Curry, share the storyline of new book releases. We respect our readers' intelligence and strive to deliver shows and books that will enrich their lives. We come to the readers each week to invoke dialogues on increasing literacy for future generations, to enlighten the community on great books, and to empower our readers with the Gift of Knowledge!

We provide the most stimulating conversation on the planet! Join us in serving as a collective voice committed to providing quality literature to an international audience. Tune in each Monday, Wednesday and Friday night, 8-10 pm EST at: http://www.blogtalkradio.com/black-author-network  or call into the live radio show at: (646) 200-0402.


Rebroadcast of 2013 Bonding Thru Books Festival
http://www.blackpearlsmagazine.com/bondingthrubooks13.html


1/27/2013- Evening with Kimberla Lawson Roby and Friends
Downloads from BTR and RSS feeds:  4,793

2/11/2013- Evening with Ella and Michelle Lindo Rice
Downloads from BTR and RSS feeds: 4,294    

3/7/2013- Evening with Ella Curry, Mary Monroe and Friends
Downloads from BTR and RSS feeds:  3,217

4/29/2013- Evening with Ella Curry, Tyora Moody and CK Bedeau
Downloads from BTR and RSS feeds: 1,732

5/15/2013- Evening with Anita Bunkley and Ella Curry
Downloads from BTR and RSS feeds:  1,108

6/26/2013- Evening with Ella Curry and Cerece Rennie Murphy
Downloads from BTR and RSS feeds:  3,111


For July We have a tie for the first time ever!
7/17/2013- Evening with Ella Curry and Norlita Brown     
7/15/201- Evening with Ella Curry, Tyora Moody and author Janell
Downloads from BTR and RSS feeds:  1,700

8/21/2013- Evening with Ella Curry and Mary B. Morrison
Downloads from BTR and RSS feeds:  4,003

9/25/2013- BAN Special Turn Your Mishaps Into a Ministry Pt.1
Downloads from BTR and RSS feeds:  5,016

Share the BAN Radio show page with readers. Here are the featured speakers

        8:00- 8:20pm - Kimberla Lawson Roby (Surviving the death of a parent and maintaining a career.)

        8:20- 8:30pm - Denise Johnson (How business owners and families can benefit from Legal Shield.)

        8:30- 9:00pm - D.A. Rhodes (Surviving child molestation or domestic violence)

        9:00- 9:15pm - Naleighna Kai (Raising a young black man and caring for a ill parent)

        9:15- 9:30pm - Mahogany Law (Surviving and thriving after breaking the ties that bind)

        9:30- 9:45pm - KS Oliver (How to handle being diagnosed with 5 diseases and Lupus before the age of 30)

        9:45- 10:15pm - Nikole Morgan (Surviving teen sons being incarcerated)


10/28/2013- Evening with Nicole M. Brown & Leslie J. Sherrod
Downloads from BTR and RSS feeds:  1,037

11/25/2013- Bonding Thru Books - Day 6- Leaps of Faith Panel
Downloads from BTR and RSS feeds:  39,649

12/4/2013- Health Special: Dr. Sheri Vie, Ph.D. and 3 Health Experts
Downloads from BTR and RSS feeds:  6,117


The BAN Radio Show aims to support an international literary community and to show people, through the radio show, that authors of color are more than just a niche. That we bring wonderful stories to the minds and imaginations of everyone. We have stories to tell, using our voice and our experiences, that cross all races and cultures. The mission of BAN Radio show is to give a platform for African American authors, but to also show the diversity of genres within our literary community.

The BAN Radio Show is a platform for authors who should be recognized as having cross-over books. We are aware that there are authors that are totally targeted to AA readers, but why not discuss that?  Why not make people aware that some books are written specifically for AA readers and some are cross-genre books meant to be enjoyed by ALL READERS, period?  We want readers, all readers to appreciate the work of Black Authors! Our stories are stories that can be embraced around the world.







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Ella Curry Featured on Book Look

 
ELLA CURRY WAS FEATURED ON:  The Book Look,  Season 2, Episode 1, January 2013


The Book Look is back for Season 2 with new authors, celebrities and contributors! In Episode 1, host Monda Webb and contributors Kwame Alexander and Charisse Carney-Nunes cover Nicole Sconiers' Escape from Beckyville and Walter Mosley's The Gift of Fire while hearing from Rev. Bernice King on the new book about her mother, Desert Rose: The Life and Legacy of Coretta Scott King.

Several emerging authors are put on BLAST (Book Look Author SpotlighT) including Trice Hickman, Stephany Greene and Jaunique Sealey; the AALBC Bestsellers List is presented; and EDC Creations', Ella Curry is recognized for her ongoing contributions to the world of African American literature.

Charisse Carney-Nunes is the award-winning author of several children’s books including, I Am Barack Obama, I Dream For You A World, and Nappy. She is also a literary advocate, and the Executive Producer of The Book Look a webseries airing here on AALBC.com

The Book Look Social:   http://thebooklook.com
Join us on The Book Look – your online TV source for celebrating books and events relevant to the African American community.
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Insider News: Meet Business Leader Stacey Ciceron

Intimate Conversation with Stacey Ciceron


Becoming the Dream. Stacey attended Dudley’s Cosmetology University in Kernersville, North Carolina. While there, she was selected to represent Dudley’s as a Jr. Technician at The Bronner Brothers Show in Atlanta.

Ms. Ciceron later received her certification in Make-up Artistry and frequently audited advanced cutting classes held at the University to develop and perfect her techniques. It was here she realized that there was more to this business than glitz and glamour.

Blessings in Disguise. Once her studies were completed at Dudley’s, Stacey was on a mission to find a place that would nurture her budding interest and talent. That search led to two places that would change her life forever. The first place was Vidal Sassoon where she learned the foundation of precision cutting and having discipline in the styling profession; and the second, was Bumble and Bumble where Stacey’s passion for learning, teaching, and styling was nurtured.

The Journey. Along the way, Ciceron learned to creatively express herself through hair cutting and styling. Her skills were recognized and quickly thrust her into the world of high fashion, commercial and print. Stacey’s work has afforded her the privilege to contribute to runway shows in New York, Paris and Milan, as well as numerous fashion spreads for fashion magazines and commercial and print for major cosmetic companies.

Living the Dream. Stacey says, “I have fulfilled my dream in almost every aspect. My desire is to teach what I’ve learned thus far. I have a wealth of knowledge to share and I am taking an active role in can giving back to my fellow cosmetologists. I do this by sharing these experiences that made me who I am: A Motivated and Ambitious Professional whose joy is found also in giving back.”

BPM: Stacey, introduce us to your company, The Stacey Ciceron Studios. What exactly does your company do for the client or the community?My company is called The Stacey Ciceron Studios and we cater to our clients by offering a full range of hair care and styling services. I have trained at Vidal Sassoon and had the privilege of working at Bumble and Bumble. I have also done Milan and Paris Fashion Week, Mercedes Benz Fashion Week, the Project Runway fashion show, TV work on America’s Next Top Model and Rocawear and Vogue editorial work.

BPM: Did your company change the way consumers were previously taught to think?
My company has definitely changed the perspective of hair care for my clients. At The Stacey Ciceron Studios we teach our clients that healthy hair is the platform to achieve a fabulous hairstyle. This entails them to have higher expectations from a stylist and be more educated on what hair “care” truly is.

BPM: How did you get your start in this business/industry?
I received my start in this business from working at Bumble and Bumble. Doing an employee’s hair one day on my down time the owner seen my work and was immediately impressed. He referred me to work at the upcoming Fashion week and that catapulted me into different opportunities and set the platform for future success.

BPM: What separates you and your firm from the competition?
What separates me from the competition is my past and continuing education. The opportunities I have had being trained by the best being present at Vidal Sassoon and Bumble and Bumble. Also, my passion for doing hair and my customized approach to hair styling.

BPM:  Working on America's New Top Model must have been fun. How would you describe your experience as an Entrepreneur? Is it still exciting and fun?
Yes, it is! I feel it is a blessing being an entrepreneur. With running my own business I have the ability to follow my own vision and see my creations come to life. I also have the freedom and flexibility to spend time with my family. Being a leader has always been a natural feeling to me sort of like breathing.

BPM: What do you like most about your profession?
I love being around people and having a connection with them. I love being a part of people’s lives by hearing their stories and being in a position to influence them in a positive way. And that’s what my job allows me to do.

BPM: What is your biggest challenge in business? How did you overcome it?
Controlling my perfectionism and wanting to have things my way and right away. I have overcome these challenges by having structure and being organizing. Putting thoughts down on paper helps me practice patience. And learning how to balance family life with my career helps me overcome many obstacles that arise.

BPM: What advice would you give someone just starting out in your industry?
Explore every area of your craft and become an expert at the area that you love the most. Set realistic short term and long-term goals and pace yourself to achieve one each day. And the most important one, continue to educate yourself.

BPM: What do you hope to offer your clients or customers to shape their lives?
I hope to provide an environment of nurture and warmth where clients can rejuvenate and rebuild themselves from the inside out. Because I have clients from different walks of life I hope to offer a continuous source of networking. I also throw workshops to help people build their passion and find their purpose. And of course the obvious beautification.

BPM: What are three things all leaders possess?
Determination, focus, drive passion, purpose ambition

BPM: How does your mission or vision keep your business growing?
My vision helps me keep a competitive edge, which differentiates me from other businesses. Because I have a vision I’m able to set clear and concise goals on which I strive for. I obtain success and growth because I keep focused on the business and adapt to change.

BPM:  How is your organization or company impacting the public?
I help women by empowering them in the areas of finance and the pursuit of their passion. While partnering with Sankofa Salon we did suit drives and workshops on how to turn your passion into profit. On my own, I did a women’s seminar on health beauty and finance and also a spa day that introduced woman to the necessity of pampering yourself.

BPM: What's new in your company?
The Stacey Ciceron Studios is continuing its involvement in the freelance industry by working on editorial, TV, film, print and runway projects. We are tapping into the online market by offering products and services online and networking through avenues such as face book and twitter. I also have a blog called Hair Stories that’s documenting my journey to pursue my passion for the next 365 days.


Brought to you by EDC Creations and Black Pearls Magazine. Visit the magazine here: http://www.blackpearlsmagazine.com/
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Breaking Organizational Ties by Dr. Daryl D. Green (Author)

Breaking Organizational Ties
How to Have a More Fulfilled Life in Your Current Job
Dr. Daryl D. Green (Author)

Over 9 million people want to work full-time but can only find part-time employment. According to a Yahoo survey, a third of American workers are anxious about their job security. Breaking Organizational Ties provides practical strategies for employees attempting to cope in jobs or environments which they hate. While most managers are only concerned with the bottom-line, they leave their employees vulnerable to the casualties of competitive markets.

This book will enable readers to (a) learn how to survive and even enjoy your time at work even in a hostile environment, (b) gain greater confidence in your ability to grow while in a downsizing organization, and (c) discover the insight to go beyond your limitations by breaking the barriers of your self-doubt.

Look at what others are saying:

"Many issues affect why we don't reach our fullest potential. As a human resources professional myself, Daryl Green has hit the nail on the head." --Daphine Glenn Robinson Human Resources Manager and Inspirational author of Brotherly Love and Betrayal

"...I recognized sound validity in Dr. Daryl Green's business insights and the resulting impact change has on its workers." --Dr. Stephen M. Doty Strategic Initiatives Manager National Grid USA

"Simply a must read." ---Marcus J. Glasper Executive Manager Washington State

"This is a must read for those who continue to work for others but have entrepreneurship dreams."
--H. Frank Shanklin, Jr. President/C.O.O.


About the Author
Dr. Daryl Green provides motivation, guidance, and training for leaders at critical ages and stages of their development. He has over 20 years of management experience and has been noted and quoted by USA Today, Ebony Magazine, and Associated Press. For more information, you can go to http://stores.lulu.com/darygre  or http://www.darylgreen.org/.

Purchase at Amazon today!
ISBN-10: 1450511317
ISBN-13: 978-1450511315

Brought to you by EDC Creations and Black Pearls Magazine. Visit the magazine here: http://www.blackpearlsmagazine.com/
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Meet Leadership Development expert, Dr. Daryl D. Green

Our lives continue to unravel as things we believe in disintegrate before our eyes. Institutions are failing. Personal conduct is at an all time low. Wall Street continues to prosper as Main Street bears the financial hardship for our country. What is needed, however, is a different kind of leader during these times of uncertainty.

Leadership Development expert, Dr. Daryl D. Green, lectures and writes on contemporary issues impacting individuals, businesses, and societies across the nation. With over 20 years of management experience, Dr. Green is noted and quoted by USA Today, Ebony Magazine, Black Pearls Magazine, Associated Press, NBC's Alive at Five, Answerline, American Urban Radio, and BET's Buy the Book. His FamilyVision column, syndicated through Newspaper Publishers Association, has reached over 200 newspapers and more than 15 million readers across the country.


Dr. Green is the author of several books, including Breaking Organizational Ties, My Cup Runneth Over, and the acclaimed Awakening the Talents Within. He has published over 100 articles on the subjects of decision-making and leadership, which have been syndicated to thousands of websites.

As a social advocate, Dr. Green co-founded the Greater East Pasco Achievement Program, a nonprofit tutorial service, which assisted over a hundred students in Washington State. He received the DOE Community Service Award and the Pasco Martin Luther King Jr. Humanitarian Award for this effort.

Dr. Green is the former Vice President of the Oak Ridge Chapter of Blacks in Government (BIG) in Tennessee and a BIG lifetime member. One Tennessee paper called him a "20th Century Renaissance Man" because he is a manager, entrepreneur, artist, marketer, poet, producer, personal coach, professor, and author.  As an inspiring professor and renowned lecturer, Dr. Green teaches management, marketing, strategic planning, and entrepreneurship at Lincoln Memorial University and Knoxville College. In 2009, the Lane College Black Executive Exchange Program presented him with an "Outstanding Leadership Award."

Dr. Green has served as a keynote speaker, panelist,and presenter at the University of Tennessee, Kentucky Sate University, Federally Employed Women Training Conference, Blacks in Government National Training Conference and the Society for Advancement of Management Conference, among others.

Dr. Green holds a doctorate in Strategic Leadership from Regent University, an M.A. in organizational management from Tusculum College, and a B.S, in Engineering from Southern University. He is a member of the Academy of Strategic Management.


Connect with Dr. Daryl Green author, lecturer, and leadership coach
Website: http://www.darylgreen.org/
Blog: http://nuleadership.wordpress.com/

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Meet Author and Publisher Wahida Clark

Business Spotlight: Wahida Clark Publishing



Wahida Clark was born and raised in Trenton, New Jersey. She is no stranger to the hard work and the sacrifices that breed success. This Trenton native owned and operated L.M. Clark Printers & Publishers Inc., a printing and publishing company in Trenton.   She is crowned the Queen of Thug Love Fiction by Nikki Turner, the Queen of Hip Hop Fiction. Wahida's style of writing is the "TEMPLATE" for urban literature. When you read her novels, they are so real you are convinced of one of three things: you know the characters; you want to know the characters; or you are one of the characters.

Her Essence and Black Issues Book Reviews bestselling novels include Thugs and The Women Who Love Them, Payback Is A Mutha, Payback With Ya Life, and her latest anthology with Kiki Swinson titled "Sleeping With The Enemy."

She has just completed her latest Novel 'The Golden Hustla' which will be released August, 2010. Coming in May is 'What's Really Hood?' Part 1 an Anthology featuring, Wahida, Lashonda Teague, Victor Martin, Shawn 'Jihad' Trump and Bonta. She is vice president of the non-profit organization based out of East Orange, New Jersey, Prodigal Sons and Daughters Redirection Services, a re-entry program for convicts and ex-convicts. The organization also provides support groups and mentors for at-risk youth.

Today, Wahida operates her printing & publishing company out of East Orange, New Jersey, Wahida Clark Presents Publishing. Her first releases include: Trust No Man 1 & 2 by Cash, Thirsty by Mike Sanders, Cheetah by Missy Jackson, Karma With A Vengeance by Tash Hawthorne and The Ultimate Sacrifice by Anthony Fields.



Interview with Conversations Bookclub of Mississippi

Meet Wahida Clark, she is a remarkable woman, grounded by her knowledge of who she is and what she represents. Wahida is first wife and mother, but she excels as a businesswoman in all she does. The writing career that has taken the literary world by storm only began in 2002 or 2003, yet you would think by the accolades she has received that she has been in the game for over a decade.

What led her to writing while in prison? Her answer was simple: "My husband was locked up, I was locked up and we needed money. People don't realize it, but it takes money to live even in prison, and I also needed money for my family on the outside." While in prison she worked in the law library, normally by herself, and she would do a great deal of reading during that time. It was during one of these occasions that she was reading XXL Magazine and read about an author who also had their beginning while incarcerated. "I said to myself that if he could do it then I could as well."

There was a literary agent who was also in prison that decided to teach a course on writing, and Wahida signed on. She wrote on legal pads and let others read it for input. They devoured the pages and were always asking for more. I asked her if she ever worried about not being able to make it in the business. "I knew I would get published," she said confidently. "My work was going to see the light of day."

Who inspired her before she wrote what became THUGS AND THE WOMEN WHO LOVE THEM? "I read everything from Donald Goines, Iceberg Slim to James Patterson." When asked who she was initially writing for, she answered that it was the Urban lit market. "My husband told me that if I was going to do this that I had to do my research."

Not long after writing her book, Wahida happened to read "Married Men" by Carl Weber. She noticed that he was getting praise from critics and writers alike so she decided to reach out to him. "I wrote him and told him that I had just finished writing a book and wanted to know what I should do next. He asked me to send him my manuscript. It was from there that he submitted the book to Black Print Publishing. They told me it was too big so I would have to cut it down. The publisher ended up splitting the book, and that manuscript became THUGS AND THE WOMEN WHO LOVE THEM and EVERY THUG NEEDS A LADY."

Wahida told us that she can still remember the first time she saw her name on the cover of a book. "I was in Lexington, Kentucky and it was mail call. Some of the ladies on lock down with me had ordered some copies, and they had come in a big envelope with about seven or eight books in there. It was like 'Wow, this is my book.'"

Little did she know that readers all over the world were wowed by her as well.

After her relationship ended with Black Print, Wahida---with the help of her literary agent----was signed to a deal with Dafina, an imprint of Kensington. Ironically, becoming a label mate of Carl Weber, the author who helped her get started in the industry. Her other titles include PAYBACK IS A MUTHA and THUG MATRIMONY.

Today, Wahida's focus is not only her own career as an author, but helping others as well. She has begun her own literary agency to publish new authors, and she is now signed with Warner Books. I mentioned to her that in one interview she said that her writing is meant to entertain. She stood behind that, but added that her agent likes the fact that there are consequences to the things that her characters do. "Once I start writing and get in their heads, they take on a life of their own sometimes. If you get a message from what I write," she said, "then that's wonderful."

A workaholic in every sense of the word, Wahida is working on the 6th book in the THUGS series as well as what she calls her "crossover" book. "I want to get some of those James Patterson" dollars," she told us with a laugh. Also in the works is an anthology with author Kiki Swanson and her novel PAYBACK WITH YOUR LIFE. Robin Garder, a member of the book club asked Wahida if she had thought about writing her autobiography. "People have asked me that," she answered, "but I honestly hadn't thought about it."

With everything that she has been through in the last decade, Wahida related that she can't even look at her jail time as a bad thing. "I can't say it was a negative. Without it there is no way I would've written a book."

When asked what authors have been on her reading list, she told the group that they are diverse as the rest of her life: James Patterson, Guy Johnson, Maya Angelou, Omar Tyree, Dean Koontz and Nikki Turner. Ironically, it was Turner who gave Clark the title of "Queen of Thug Love Fiction." I asked her was there any pressure with titles such as that or "bestseller." Wahida's answer was short and to the point. "I really don't think about that, not as long as I can back it up. It's flattering, but it just means that I have to stay on top of my game everyday."

As we wrapped up the discussion, Wahida was asked what advice would she give those who say they have a story in them. "I would tell them to write. I have had people tell me that they have five books in their head. What I tell them is they need to put them down on paper, because they aren't doing you or anyone else any good while they are just in your head. Do your research and make sure it is the best it can be."

And what did Wahida have to say to her growing legion of fans? The bestselling author actually became emotional before answering. "Thank you so much for your support. Thank you to everyone who wrote me, telling me how much they enjoyed the books. It meant so much for me to get that encouragement."

The future is bright for the author who had no intention of being a writer, but whose literary star is one of the brightest on the market at this time. She has a fan base that at this point is hard to fathom, and has made an impact that will probably take some time to wrap herself around.

One thing that is clear at this point, however, is that Wahida Clark is a fighter in every sense of the world. She is not one to allow her circumstances to define her, but the lives she has introduced us to through her characters will remain with us for years to come.

You can also visit her at: http://www.wclarkpublishing.com/   or  WCP community at:  http://wclarkpublishing.ning.com/



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Business Spotlight: Akwaaba BB in DC


Akwaaba Bed and Breakfast in DC
Enjoy your stay at Akwaaba, Washington’s literary themed Bed and Breakfast at the heart of Washington’s treasured Dupont Circle. This 1890's historic townhouse mansion is located within walking distance of the White House, and the many fine restaurants, and shops of Dupont Circle. Enjoy the exceptional location, and Victorian charm of the Washington DC location of the Akwaaba Bed and Breakfast family of Bed and Breakfast's.


Located in the heart of one of Washington's best neighborhoods, Akwaaba Bed and Breakfast DC offers a choice of 8 guest-rooms; each uniquely decorated and tailored around African American authors and classic genres. Dupont Circle, offers visitors more than 80 restaurant choices, exquisite, boutique shopping, several excellent bookstores, movie theaters, hip night-clubs and the Improv comedy theater. From a romantic weekend, sightseeing tour of the Smithsonian's, or the professional business trip, Akwaaba Bed and Breakfast DC can make your stay comfortable, convenient and memorable.


Guests will find easy access to the National Mall, Smithsonian Museums and Monuments. The city’s Metro system is a short 10-minute walk, and additionally a major bus line passes directly in front of the home, taking you to the White House in less than 10 minutes. The business traveler will find quick access to Washington’s new Convention Center, MCI center, and conference hotels- the Hilton Towers, Marriott Wardman Park and Omni Shoreham. All are a short metro ride, or even walking distance as in the Hilton Towers.

All guests, with the exception of apartment guests who have their own kitchen, are treated to a Southern hot cooked breakfast each morning, served 8am weekdays and 9am weekends in the bright formal dining room. Afternoons, the Inn offers light refreshments in the parlor. Guests are always invited to relax in the formal living room, or adjacent parlor. To find out more about Akwaaba's DC retreat, please click here.



Meet the Owners Glenn Pogue and Monique Greenwood

Akwaaba Mansion (Brooklyn, NY), Akwaaba by the Sea (Cape May, NJ), Akwaaba at Buttonwood Manor (Cape May, NJ), Akwaaba D.C. (Washington, D.C.), and Akwaaba in the Bayou (New Orleans, LA) are a collection of upscale bed and breakfast inns owned and operated by husband and wife team Glenn Pogue and Monique Greenwood. Monique and Glenn fell in love with the idea of inns when they stayed at their first bed and breakfast back in the early '90s. As guests, they enjoyed the hominess and comfort of the bed and breakfast experience. Monique quickly discovered that innkeeping combined all of her personal passions – architecture and interior decorating, entertaining and meeting new people, and helping others create wonderful, lasting memories. Read the entire story behind this fantastic collection of retreats.



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Business Spotlight: Rhonda Crowder, freelance editor

Intimate Conversation with editor Rhonda Crowder

Offering developmental, content, and copy services to authors and publishers, Rhonda Crowder is a freelance editor who has worked on seven novels in less than three years with two appearing on the Essence bestsellers list. Currently, she lives in Cleveland, Ohio and is a general assignment reporter for the Call and Post Newspapers as well as a contributing writer for magazines and trade publications. Rhonda is also an aspiring novelist and has been featured in Who's Who in Black Cleveland.

Ella: How did you get your start in this business/industry? After interviewing and writing an article about Triple Crown Publications CEO Vickie Stringer (which she loved), for the Call and Post Newspapers, she asked me if I edited manuscripts. I said yes, submitted my resume, completed a sample edit, and went on to work on three novels. Two became Essence bestsellers. After that, I signed up on myspace and found there was a huge market for this service. From there, I established myself as a freelance editor and authors began to reach out in need of my services.

Ella: Did you have any formal training?
Yes I do. I hold a Bachelor of Arts in English with a concentration in creative writing, editing, and publishing from Cleveland State University.

Ella: What separates you and your firm from the competition?
I believe I have the ability to view a manuscript from four different perspectives: as the average reader, a student of literature, writer, and editor. Then, when it comes to street or urban lit, I got some 'cred.' LOL. Also, I understand psychology and logic. That's important when reviewing stories because stories must make sense.

Ella: How would you describe your experience as a entrepreneur?
One word, chal-len-ging. And, that's because I'm a one woman show. There's so much to be done other than the actual work. Records and taxes. While, I enjoy doing the actual work more so than doing the business. There's a difference between the two. But, I refuse to give up. My goal is to perfect the business. I've finally got the work load under control.

Ella: What do you like most about your profession?
I enjoy reading. I love working with words. And, although I may sometimes become extremely frustrated during the process, I get a rush when witnessing a story come together in the end. Also, it's a shear pleasure to hear the sound of an author's voice or see the look on their face once that book is in print. I love helping people make their ideas and dreams come to life.

Ella: What is your biggest challenge in business? How did you overcome it?
Transforming what I do as a side job into a company. But, this year, I plan to use the resources available through organizations such as the Urban League and others to ensure that the business aspects is in order and can thrive.

Ella: What advice would you give someone just starting out in your industry?
You have to do this work for the love, the passion, not the money. It's a slow grind in the beginning. But, if you love it, never give up. The rewards will eventually come!


Ella: What do you hope to offer your clients or customers to shape their lives?
In addition to a well-edited manuscript that will sell forever, the tools they need as to survive as writers with or without me.

Ella: What are 3 things all leaders possess?
An ability to listen, generate ideas to solve problems, and communicate effectively.

Ella: How does your mission or vision keep your business growing?
By helping others communicate effectively, the have a better chance at stay in business. With that, I remain in business!

Rhonda Crowder can be contacted at paydapiper@aol.com.Visit her on-line at Myspace, Facebook, and Twitter.


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Business Spotlight: ESpiritE-Inspiration

Intimate Conversation with the founder of ESpiritE-Inspiration, Nesheba

Welcome Nesheba! Please tell us a little about your and your career path.
My evolutionary journey initiated with the following gifts writing, singing and dance. At some point I ventured into an IT / Telecommunications career for over 20 years. I consider IT / Telecommunications another gift but in the mist of this the first gifts lay dormate. Upon reflection at the end of 2006 I felt urged to return to the first gift writing and began writing What’s It All About Nesheba?



Ella: What exactly does your company do for the client?
Essential Spirit Enterprises, Inc. consists of the following divisions IT / Telecommunication, B2B Networking, and Entrepreneurial consulting services. Despite the competitive nature of these divisions I’ve incorporated spirituality and inspiration as a critical component thereby in fusing what normally isn’t associated with corporate business models. Our company assists clients by filling the gap and/or enhancing project objectives with internal and external teams.

As an example our company does consultation, project management, implementation and analysis for the best plan of attack on PBX to VOIP migration, IT / Telecommunication remote technical and software support, and Telecom Billing and more. Business analysis like call center transitions and operational management. Our B2B Networking consults on the benefits of networking and offers information, inspiration, resources, affiliate marketing associates and more. In addition we are an Amazon Associate.

Entrepreneurial services assists in directing and consulting entrepreneurs with information, resources, inspiration, encouragement, and motivation. In addition ESpiritE-Inspirations is the creative division for self-published book What’s It All About Nesheba? which is a 3 titled book collection series Purpose of the Journey, Ever Evolving, and Pressing On available formats Hardcover w/dust jacket and ebook available at Lulu and Color paperback, Amazon Inside the Book feature, and Amazon’s Wireless Reading Device available at Amazon and CreateSpace an Amazon Affiliate. The book is available as the complete collection and has individual books i.e. by title. I’m also in the process of having an enhanced ebook, CD and/or DVD version made.

Also, under ESpiritE-Inspirations, Nesheba of ESpiritE, Host on BlogTalkRadio



Ella: Did your company change the way consumers were previously taught to think?
My companies goal is to change the way consumers think by setting an example that a competitive nature isn’t and shouldn’t always be the rule of thumb. Spirituality, inspiration and encouragement, and collaboration should be the rule of thumb. Establishing good customer services and ethics are other components within this formula lead to what can set a company aside for others despite them being within the same industry. No more crabs at the bottom of the bucket seeking to eat the other company’s destruction, instead maybe sometimes reach out to co-venture to meet a common goal…


Ella: How did you get your start in this business/industry?
I’ve been apart of this industry for over 20+ years at various levels help desk operator, help desk & quality assurance team lead, transitional team lead, remote software technical support, to project manager.


Ella: Did you have any formal business training?
I’ve had a combination of OJT, training, and school.


Ella: What separates you and your firm from the competition?
As noted above I seek to incorporate spirituality and inspiration at the base of whatever I do. People and clients have been draw to this nature by default.


Ella: How would you describe your experience as an entrepreneur?
It’s been very rewarding because you really get to establish the tone and vision without the red tape, policies, and/or politics. In addition a great deal of freedom to establish a trend, Statement, and vision.


Ella: What do you like most about your profession?
As it relates to IT / Telecom technology is constantly evolving daily by seeking to enhance our way of life which can ultimately leads to a better quality of life.


Ella: What is your biggest challenge in business? How did you overcome it?
Realizing and admitting you can’t do everything and when you’re faced with a potential opportunity knowing that co-venturing and/or co-marketing is a very good option and resource to resolve this issue. Thereby, allowing you to take the opportunity for the benefit of all.


Ella: What advice would you give someone just starting out in your industry?
Pray first and know that God gave you the gifts to succeed and implement your dream and vision that HE gave to you. Let the Holy Spirit guide your hand in every step, place you’re unique edge to whatever it is. Know that God is with you every step of the way, allow your spirit of discernment to guide your path it’s very important as it relates to decisions. Check out the market place for a moment, don’t become over analytical if you do it can paralyze you. Keep things motion and if you become discouraged seek God and/or someone who understands your journey. Also, know there are times you may feel alone and when you have those moments know that God is with you.


ESpiritE-Inspirations, Nesheba of ESpiritE
Blogger: http://espirite.blogspot.com
Twitter: http://twitter.com/espiriteblog
WordPress: http://espirite.wordpress.com


ESPIRITE
Skype#: (630) 395-7826
Email: ESpiritE@espirite.net
Primary Website: http://www.espirite.net/home.html
BlogTalkRadio: http://www.blogtalkradio.com/ESpiritE
Ning Business Social Network: http://espirite.ning.com
Radio Broadcasters Network: http://radiobroadcastersnetwork.ning.com/

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Seven Tips for Black Women to Live a Happier Life

Seven Tips for Black Women to Live a Happier Life
by Tinisha Nicole Johnson

In this day and age when the world is changing, technology is advancing, and years have passed by in a blink of an eye, Black women may wonder about the future and how it will directly impact them. Today’s Black women are beginning to realize that change in the world, and they want a positive piece of it. From the test of time, many women are learning what it takes to be successful and get ahead.

Living in a world where you are constantly reminded that you are the minority of the minority, sooner or later you start to catch on and grab that piece of success. That success can involve anything from earning a living to raising a family. However, along the way you may begin to doubt yourself, you may even wonder about your self-worth, and at the end of the day, you want reassurance just to stay in the game.

Tip #1:
When your mind is stuck in the past, you are in fact a prisoner of your past, resisting the key to free yourself into a new direction for your future.

The past is gone. Sometimes you have to let it go. Black women love very hard. They feel as though they have to. It is their core source of strength. It is also a quality they fully accept from others. Whatever has happened in your life, you have to embrace the good and let go of the negativity, but always look ahead as optimistic as you can.


Tip #2:
Whatever your constant focus is on, is what will move you closer to happiness or deeper into dissatisfaction.

Focus on your strengths and refuse to accept being Black and a woman as a weakness. Train your mind to believe you are self-confident and capable, and soon your actions will follow pursuit.

Tip #3:
When you start to understand and believe the depth of your worth, then NO ONE can fool you into thinking what your worth is as a Black woman.

The media has a funny way of interjecting what is beauty and what is not; what is popular and what is thrown out. Don’t believe the hype! There are some who seem to have it all on the outside, but are hurting badly inside. Realize that your inner happiness means more than any outer material possession or physical trait. Love you, and the world has no choice but to acknowledge it and accept it.


Tip #4:
If something isn’t working then change your approach. Knowledge is everything. Along with knowledge and persistence, you will make better choices.

Believe it or not, you might be surprised that you don’t know yourself as well as you might think. Live life, get a life, experience something new, and be open to change in your life.


Tip #5:
Life just isn’t long enough to settle. The strength to change your situation is already inside you, you just have to realize and find it.

Black women settle far more than they have to. They may want a change, but their actions tell a different story.

Realize you don’t have to settle. In some cases, it’s just demeaning to your self-worth. Recognize your strengths, work on improving your weaknesses, and always recognize the love that lives in the core of your soul.


Tip #6:
When you think others are holding you back, it’s your own way of thinking that’s holding many Black women back.

Many people resort to excuses – constant excuses. If you want something, go after it. Don’t allow insecurities or excuses to get in the way for too long, and stop your journey through life. More so, don’t for one second think you can’t accomplish your goals because of another human being.


Tip #7:
The quality of the relationship you have with yourself determines how many fears you have, and more importantly how you handle your fears.

You may have never thought of what type of relationship you have with yourself, but you should. You are going to be with yourself for the rest of your life. You might as well get to know yourself as much as you can. Always look for ways to enhance your growth – whether that growth is spiritual, emotional, relating to your career, family or health.


Meet the Author
Tinisha Nicole Johnson is an author, writer, and poet. She resides in Denver, Colorado with her family. Besides writing, she also hosts political and sports teleconferences as a profession. Tinisha is a versatile author. To date she’s written a mystery novel, a romance ebook, co-wrote an inspirational anthology, and her poetry can be read in various books and online. The above article is based off her upcoming book, Lessons Learned: Loving Yourself as a Black Woman. To learn more, visit the author at her website: www.TinishaNicoleJohnson.com

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Suze Orman's 2009 Action Plan

Suze Orman's 2009 Action Plan
by Suze Orman

Hailed as a “one-woman financial advice powerhouse” by USA Today, Suze Orman is the nation’s most recognized expert on personal finance, helping legions of Americans take charge of their money through her six New York Times bestsellers and her award-winning television show. Now, with Suze Orman’s 2009 Action Plan, she has created a detailed guide to help you make the most of every cent this year.

Written with her unique mix of financial savvy and tell-it-like-it-is honesty, it covers a full range of topics, including: managing credit, investing for retirement, paying for college, controlling spending, maximizing your savings and keeping your finances safe. In today’s economy, it’s one book you simply can’t afford to miss. Buy the Book


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Karyn Beach The Excuse Eliminator!

Karyn Beach The Excuse Eliminator!
As a life-long goal setter, I have experienced the motivating power of goals and the importance of having a plan for achieving them. As a corporate trainer for over a decade, I've worked with a wide variety of major corporations, government agencies, and universities. I've trained everyone from entry-level professionals to CEOs and all levels in-between. I feel blessed to have been able to make a living doing something I truly enjoy.

My passion for life has led me to have a variety of incredible experiences. I've traveled internationally, written a provocative short film called P.N.O.K. starring Danny Glover and even won big on Who Wants to be a Millionaire! Along the way, I have developed a number of rich and fulfilling relationships with friends all over the world.

I love working with people and live for those 'Aha!' moments that students and clients have when something finally clicks. I've found that helping people learn new concepts is very rewarding. However, I've found that helping people learn more about themselves and what empowers and motivates them is even better!

As a life coach, I'm excited by the possibilities that exist for all of my clients and I am honored to help them achieve their goals. With enthusiasm, humor and insightfulness, I look forward to helping you be wildly successful in your own way and on your own terms.

Karyn Beach is a life coach who’s got a true passion for life! She’s traveled internationally, written a provocative short film called P.N.O.K. starring Danny Glover and even won big on Who Wants to be a Millionaire! Along the way, she’s developed a number of rich and fulfilling relationships with friends and colleagues all over the world.

First as a corporate trainer and now as a life coach, Karyn loves working with people and lives for those 'Aha!' moments that students and clients have when something finally clicks. Although she’s found helping people learn new concepts to be very rewarding; she’s found that helping people learn more about themselves and what empowers and motivates them is even better!
As a coach, Karyn is excited by the possibilities that exist for all of her clients and is honored to help them achieve their goals. With enthusiasm, humor and insightfulness, Karyn looks forward to helping them become wildly successful in their own way and on their own terms.


Ella: What exactly does a personal coach do for the client?
It’s similar to an athletic coach but without the sweat! An athletic coach works with the team or the individual player to help them reach their potential. They are there to help them strategize, to practice, to hold them accountable and to encourage them when they want to quit and to celebrate with them when they succeed.

My job as a life coach is very similar. I work with my clients to help them maximize their potential and reach their goals. Through questioning and conversation (usually via phone), I work help them determine what they want and how they intend to get it. I also help them by holding them accountable for their actions.

Currently, I have clients who are writing books and business plans and others who are looking for jobs. I also have several who have hired me to help them organize their time better and clear the clutter out of their space. There are about as many reasons to work with a coach as there are people working with coaches.

The beauty of what I do is that it isn’t about me. It’s about what each individual client wants and helping them to use their talents and their resources to get it. Like the athletic coach, I help train and condition my clients, but they are the ones on their field and winning the game!

Ella: Finish this sentence: I am Powerful because...
I am Powerful because... I can help people by giving them the tools they need to live their dreams.


Ella: Did your company change the way consumers were previously taught to think?
As a coach, helping people change their thought patterns and habits is a critical part of what I do. I also help them see their successes and what they have already accomplished. Many times, we have done a lot more than we give ourselves credit for and it takes an independent third party like me to hold up that mirror and show them all the good they’ve already accomplished.


Ella: What do you like most about your profession?
With a background in corporate training, I got tired of trying to explain to people the value of what I do. I’ve actually been in a bathroom stall before a class and overheard people saying how training was a waste of time! Talk about an empowering moment!

Now, as a coach, I work with people who are motivated to make changes and who are hungry to learn new things about themselves and how they can be better versions of themselves. It’s amazing to help people help themselves and it’s wonderful to work with people who appreciate learning and personal growth.


Ella: What advice would you give someone just starting out in your industry?
If you want people to invest their hard-earned money in working with you, the least you can do is invest in yourself and get some formal training. A lot of people think that just because they give good advice they can be good coaches but there is a lot more to it than that. I’ve just completed my core certification with Coach U and it has made all the difference. I plan on continuing to invest in my coaching education because the better I am, the more I can offer my clients. I would advise other new coaches to do the same.


Ella: What do you hope to offer your clients or customers to shape their lives?
I offer them the tools they need to create the life and the successes that they want for themselves. As I coach, I don’t do that for them, but I can help them to do it for themselves. Plus, a lot of the work I do with clients on specific issues, they can then take and apply to other areas of their lives. Success can be contagious and it’s fun to watch it spread!


Ella: What are 3 things all leaders possess?
I think most leaders have the right idea about setbacks and challenges. While a lot of people let those things derail their dreams, leaders learn from them, pick themselves back up and keep going. Second, leaders realize that they simply cannot do it all so they surround themselves with good people and they are willing to share the credit. Finally, a leader is a doer. Leaders don’t just talk about what needs to be done or complain about what someone should do, they just do it.


Ella: What's new in your company for 2009?
As a new coach, 2009 is the year that I am going full-force into launching my coaching practice. In addition to offering one-on-one coaching, I am also offering group coaching which is a more affordable alternative to one-on-one coaching. I also just completed my first teleseminar, Feelin’ Fine in 2009 which helped participants work through a process I designed to set and plan for their goals. I’m also going to expand my blog (http://www.losetheexcuses.blogspot.com) and my web site (http://www.losetheexcuses.com)

Karyn L. Beach
10105 Orchard Grass Court
Charlotte, NC 28278
Email: karyn@losetheexcuses.com
Website: http://www.losetheexcuses.com
Blog: http://www.losetheexcuses.blogspot.com


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Black Authors Culture Center -- Twitter with Ella -- Black Pearls Mag
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