How to Increase Your Credit Score
by Harrine Freeman
by Harrine Freeman
Credit scores are used to determine: if you will be hired for a job, approval for credit, interest rates, terms and conditions, down payment costs, rates for medical and other insurance coverage, approval for cable and internet service and more.
A credit score ranges from 300-850 with 850 being the highest score and 300 being the lowest core. A good credit score is 700 or above. Here are 6 things you can do to increase credit score:
1. Review. Review your credit reports at least once a year at: www.annualcreditreport.com and fix any errors on your credit reports.
2. Balances. Keep credit card balances at 20% or less of the credit limit.
3. New Accounts. Don’t open more than one new account every 2 years.
4. Payments. Pay all your bills on time. Get current on any late accounts.
5. Credit. If you have bad credit open a secured credit card to help reestablish your credit history.
Here are some helpful links regarding personal finance: http://www.hefreemanenterprises.com/books.html
About the Author
Harrine Freeman is a credit repair expert and CEO of H.E. Freeman Enterprises, a credit repair and personal finance services company. She provides personal consultations to teach consumers how to get out of debt and learn how to manage their finances. She also provides debt management workshops for schools, churches and organizations. Read more at: http://www.hefreemanenterprises.com
Connect with Harrine Online
http://www.hefreemanenterprises.com
http://hefreemanenterprises.blogspot.com
http://www.twitter.com/harrine
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http://www.amazon.com/Harrine-Freeman/e/B002BLU9WK
Purchase How to Get Out of Debt: Get an "A" Credit Rating for Free [Kindle Edition]
http://www.amazon.com/How-Get-Out-Debt-Credit-ebook/dp/B004KKXR5Q
Other Sources: How to Get Out of Debt: Get an "A" Credit Rating for Free
http://bit.ly/GzvFRk (Nook)
http://bit.ly/1ftdKd1 (iTunes)
http://amzn.to/TKNlPl (Kindle)
http://bit.ly/ZGJy9w (Kobo)
